Experiencing a car accident in Nevada can be stressful. Between medical treatment, car repairs, and insurance claims, it’s easy to feel overwhelmed. However, if you want to seek compensation, it’s important to act within the legal deadlines. Here’s everything you need to know about how long you have to file a car accident claim in Nevada.
Filing a Claim vs. Filing a Lawsuit
Filing a car accident claim is different from filing a lawsuit. A claim is a request for compensation that you submit to your insurance company. A lawsuit, on the other hand, is a legal action filed in court against the at-fault driver if a fair settlement cannot be reached.
Knowing the difference between the two can help you decide the best course of action after an accident. If you’re unsure, speaking with a lawyer can provide clarity.
Nevada’s Statute of Limitations for Car Accident Lawsuits
In Nevada, you have two years from the accident date to file a personal injury lawsuit. This deadline is set by Nevada Revised Statutes (NRS) 11.190. If you don’t file within this time, you lose your right to seek compensation in court.
If the accident resulted in a fatality, the same two-year deadline applies, starting from the date of the person’s death. Missing this deadline means you won’t be able to pursue a wrongful death lawsuit.
How Long Do I Have to File a Car Accident Claim in Nevada?
Nevada does not have a state law that sets a specific deadline for filing a car accident claim with your insurance company. However, this doesn’t mean you should wait too long. Insurance companies typically require that claims be filed within a reasonable time.
Insurance Company Claim Deadlines
Each insurance company has its rules about how soon a claim must be filed. Some require claims to be reported within a few days, while others allow a few weeks. Failing to report the accident within the insurer’s deadline could result in a denied claim.
Review your insurance policy or contact your insurer to find out the exact time frame you have to report an accident. If you wait too long, the insurance company may argue that the delay affected their ability to investigate your claim.
Why You Should File Your Claim Quickly
Even though Nevada law doesn’t impose a strict deadline for filing an insurance claim, it’s best to report the accident as soon as possible. Here’s why:
- Insurance companies may deny claims that aren’t filed promptly.
- The sooner you file, the easier it is to gather evidence.
- Witness memories fade over time, making it harder to prove fault.
- Quick reporting can help speed up your settlement process.
When Should I Contact a Car Accident Lawyer?
Insurance companies often try to settle claims for less than what victims deserve. Speaking with a lawyer soon after the accident can help ensure you receive fair compensation. A lawyer can:
- Handle negotiations with insurance companies
- Gather evidence to support your claim
- Represent you in court if a fair settlement isn’t offered
If you’re unsure about your next steps, a free consultation with a car accident lawyer can help you understand your options.
Need Help With A Car Accident Case?
If you’ve been in a car accident in Nevada, don’t wait too long to take action. File your insurance claim immediately and consider speaking with a lawyer to protect your rights. If you need legal help, Friedman Injury Law is here for you. Call (702) 970-4222 for a free consultation today.
