Going through a car accident can be stressful, especially when dealing with injuries, medical bills, and lost wages. If someone else caused the crash, you deserve full compensation for your losses. Insurance companies want to pay as little as possible, so you need to take steps to protect your rights and maximize your settlement. Here are ten ways to get the most money from your car accident claim.
1. Understand All Your Damages
Your compensation should cover more than just medical bills. You may also be entitled to lost wages, property damage, pain and suffering, emotional distress, and future medical expenses. Many people settle too soon without realizing the full value of their claim. Before accepting an offer, consider how the accident has affected your life and what future costs you might face.
2. Don’t Accept the First Offer
Insurance companies often offer a quick settlement, hoping you will accept less than you deserve. These lowball offers rarely cover all your damages. Once you accept a settlement, you can’t ask for more money later. Take your time, review the offer carefully, and consult an attorney before making any decisions.
3. Hire a Car Accident Lawyer
An experienced lawyer knows how to negotiate with insurance companies and fight for the highest possible settlement. They can gather evidence, handle legal paperwork, and represent you in court if necessary. Having a lawyer also shows the insurance company that you’re serious about getting fair compensation.
4. Gather Strong Evidence
The more evidence you have, the stronger your case will be. Right after the accident, take photos of the scene, vehicle damage, and your injuries. Get contact information from witnesses and request a copy of the police report. Medical records, repair estimates, and proof of lost income can also help support your claim.
5. Get Medical Treatment Right Away
Even if you feel fine after the accident, see a doctor as soon as possible. Some injuries, like whiplash or internal damage, don’t show symptoms right away. Delaying treatment can hurt both your health and your case. Insurance companies may argue that your injuries aren’t serious if you wait too long to seek care.
6. Follow Your Doctor’s Orders
Skipping doctor appointments or not following medical advice can reduce your settlement. The insurance company may claim that you aren’t seriously injured if you don’t follow through with treatment. Keep all medical records, receipts, and prescriptions to prove the extent of your injuries.
7. Be Careful When Talking to the Insurance Company
Insurance adjusters may seem friendly, but their job is to save the company money. They might ask leading questions or twist your words to weaken your claim. Avoid giving recorded statements and don’t admit fault. Let your attorney handle all communication to protect your case.
8. Stay Off Social Media
Insurance companies often check social media accounts for evidence to use against claimants. A simple post or picture can be misinterpreted to downplay your injuries. Avoid posting about the accident, your injuries, or anything that could be used against you until your case is settled.
9. Don’t Rush the Process
It may be tempting to settle quickly, especially if you’re facing medical bills and lost wages. However, accepting an early offer can mean leaving money on the table. Take the time to fully understand your damages, complete medical treatment, and negotiate for the best possible settlement.
10. Be Prepared to Go to Court
Most car accident cases settle out of court, but sometimes filing a lawsuit is necessary to get a fair amount. If the insurance company refuses to offer a reasonable settlement, taking your case to trial may be the best option. A lawyer can help you decide when it’s time to fight in court.
Get A Free Consultation For Your Accident
If you’ve been injured in a car accident in Las Vegas, you don’t have to face the insurance companies alone. A skilled car accident lawyer can help you get the most money from your settlement. Call (702) 970-4222 today for a free consultation and find out how much your case is worth.
